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Here are five reasons to have multiple savings accounts. Without targeted savings accounts, people are more likely to raid their emergency savings funds for big purchases.
Instead, targeted savings goals spur good behaviors because they give people reasons to monitor their spending patterns to meet their goals.
Using more than one online bank can also help you have the best of both worlds.
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Then deposit specific amounts of money into each of your targeted savings accounts to meet your goals.Many people think of a savings account simply as a place to stash emergency funds for a rainy day.
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